Welcome to Greenhaven Therapy!
People attend therapy for a variety of reasons, whether it is related to stress, depression, divorce or other life's changes or stressors. We understand that starting therapy can be an intimidating experience in the beginning. Some things that you want to share in therapy may be embarrassing or make you feel self-conscious, but remember this: we have heard most, if not everything. We aren't here to judge you - we are here to help you grow.
Frequently Asked Questions:
How do I know if my insurance will cover your services?
The best way to get answers is to contact your insurance directly. There is a number that is usually on the back of your insurance card that you can call. Greenhaven Therapy accepts most major insurances, but the cost of the services depends entirely on the specific plan that you have with your insurance. Some people will pay a co-pay, or they will pay a co-insurance, or they will have to pay the full amount until their deductible is met, then their insurance may cover the service 100%. Some good questions to ask your insurance are: "What are my outpatient mental health benefits?" "Is this therapist or clinic in-network or out-of-network?"
I don't understand any of this insurance stuff. What is a "co-pay" or "co-insurance"?
Co-Pay: A co-pay is a fixed amount that you pay to your provider for each visit. For example, you may have a $20 co-pay. Whenever you come to a session, your amount that you would owe for that session would be $20 and your insurance will pay the rest of the fee to your provider.
Co-Insurance: Co-Insurance is when you would pay a percent of the cost of service and your insurance would pay for a percent of the cost of service. For example, you may have a 20% co-insurance. If the cost of the service is $100, you would be expected to pay $20, which is 20%, while your insurance would pay your provider 80%, which would be $80 in this scenario.
Deductible: A deductible is when you would have to pay the full cost of the service before your insurance will pay any of the cost. For example, let's say that you have a $3,000 deductible. You would be expected to pay $3,000 before insurance will start to cover some of the cost of your services. The deductible is for the total cost of all of your medical expenses for the year, not just for therapy.
Frequently Asked Questions:
How do I know if my insurance will cover your services?
The best way to get answers is to contact your insurance directly. There is a number that is usually on the back of your insurance card that you can call. Greenhaven Therapy accepts most major insurances, but the cost of the services depends entirely on the specific plan that you have with your insurance. Some people will pay a co-pay, or they will pay a co-insurance, or they will have to pay the full amount until their deductible is met, then their insurance may cover the service 100%. Some good questions to ask your insurance are: "What are my outpatient mental health benefits?" "Is this therapist or clinic in-network or out-of-network?"
I don't understand any of this insurance stuff. What is a "co-pay" or "co-insurance"?
Co-Pay: A co-pay is a fixed amount that you pay to your provider for each visit. For example, you may have a $20 co-pay. Whenever you come to a session, your amount that you would owe for that session would be $20 and your insurance will pay the rest of the fee to your provider.
Co-Insurance: Co-Insurance is when you would pay a percent of the cost of service and your insurance would pay for a percent of the cost of service. For example, you may have a 20% co-insurance. If the cost of the service is $100, you would be expected to pay $20, which is 20%, while your insurance would pay your provider 80%, which would be $80 in this scenario.
Deductible: A deductible is when you would have to pay the full cost of the service before your insurance will pay any of the cost. For example, let's say that you have a $3,000 deductible. You would be expected to pay $3,000 before insurance will start to cover some of the cost of your services. The deductible is for the total cost of all of your medical expenses for the year, not just for therapy.
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